/* ================= TOKENS ================= */
:root{
  --cream:#FAF9F6; --sand:#F0EEE9; --beige:#E8E0D0; --brass:#C4A882; --ink:#1C1C1C;
  --ink-70:rgba(28,28,28,.72); --ink-50:rgba(28,28,28,.5); --ink-30:rgba(28,28,28,.3);
  --line:rgba(28,28,28,.1); --brass-deep:#a9855a; --brass-dark:#8a6b45;
  --glass:rgba(250,249,246,.6); --glass-brd:rgba(255,255,255,.65);
  --grad-soft:linear-gradient(135deg,#e9d9bd 0%,#d7b98c 45%,#e6cdb9 100%);
  --grad-aurora:radial-gradient(60% 60% at 30% 40%,rgba(196,168,130,.35),transparent 70%),
                radial-gradient(50% 50% at 75% 25%,rgba(232,224,208,.9),transparent 70%),
                radial-gradient(55% 55% at 60% 85%,rgba(214,186,196,.28),transparent 70%);
  --r:22px; --r-lg:32px;
  --sh:0 24px 70px -24px rgba(122,92,44,.28);
  --sh-sm:0 12px 34px -14px rgba(122,92,44,.22);
  --ease:cubic-bezier(.22,1,.36,1);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:'Manrope',sans-serif;background:var(--cream);color:var(--ink);line-height:1.65;font-size:16.5px;overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
ul{list-style:none}
button{font-family:inherit;cursor:pointer;border:none;background:none}
h1,h2,h3{font-family:'Fraunces',serif;font-weight:500;line-height:1.12;letter-spacing:-.01em}
h1{font-size:clamp(2.6rem,5.6vw,4.4rem)}
h2{font-size:clamp(2rem,3.8vw,3rem)}
h3{font-size:1.35rem}
em{font-style:italic;color:var(--brass-deep)}
::selection{background:var(--brass);color:#fff}

/* grain */
body::after{content:"";position:fixed;inset:0;z-index:3;pointer-events:none;opacity:.045;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}

.wrap{max-width:1220px;margin:0 auto;padding:0 28px}
.section{padding:clamp(84px,10vw,136px) 0;position:relative}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:800;letter-spacing:.22em;text-transform:uppercase;color:var(--brass-dark);margin-bottom:18px}
.eyebrow i{font-size:.8rem}
.lead{color:var(--ink-70);max-width:620px;font-size:1.06rem}
.s-head{max-width:760px;margin-bottom:clamp(44px,5vw,64px)}
.s-head.center{margin-inline:auto;text-align:center}
.s-head.center .lead{margin-inline:auto}
.s-head h2{margin-bottom:16px}

/* reveal */
[data-reveal]{opacity:0;transform:translateY(30px);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0s)}
[data-reveal].in{opacity:1;transform:none}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:11px;padding:17px 32px;border-radius:999px;font-weight:800;font-size:.98rem;transition:.35s var(--ease);position:relative;white-space:nowrap}
.btn i{transition:transform .35s var(--ease)}
.btn:hover i{transform:translateX(4px)}
.btn-brass{background:var(--grad-soft);color:var(--ink);box-shadow:0 14px 34px -12px rgba(169,133,90,.55)}
.btn-brass:hover{transform:translateY(-3px);box-shadow:0 22px 44px -12px rgba(169,133,90,.6)}
.btn-ink{background:var(--ink);color:var(--cream)}
.btn-ink:hover{transform:translateY(-3px);box-shadow:0 18px 40px -14px rgba(28,28,28,.5)}
.btn-ghost{border:1.5px solid var(--line);color:var(--ink);background:rgba(255,255,255,.4);backdrop-filter:blur(8px)}
.btn-ghost:hover{border-color:var(--brass);background:#fff;transform:translateY(-3px)}
.btn-light{background:#fff;color:var(--ink)}
.btn-light:hover{transform:translateY(-3px);box-shadow:0 16px 36px -14px rgba(0,0,0,.4)}

/* glass */
.glass{background:var(--glass);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border:1px solid var(--glass-brd);border-radius:var(--r)}

/* orbs */
.orb{position:absolute;border-radius:50%;filter:blur(90px);pointer-events:none;z-index:0;animation:drift 20s ease-in-out infinite alternate}
@keyframes drift{from{transform:translate(0,0) scale(1)}to{transform:translate(40px,-34px) scale(1.12)}}

/* ================= NAV ================= */
.nav{position:fixed;top:0;left:0;right:0;z-index:100;transition:.4s var(--ease);padding:20px 0}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px}
.nav.scrolled{padding:12px 0;background:rgba(250,249,246,.78);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid var(--line);box-shadow:0 8px 30px -18px rgba(122,92,44,.25)}
.logo{display:flex;align-items:center;gap:12px;font-family:'Fraunces',serif;font-size:1.22rem;font-weight:600;line-height:1.1}
.logo-mark{width:46px;height:46px;border-radius:15px;background:var(--grad-soft);display:grid;place-items:center;font-size:1.15rem;color:var(--ink);box-shadow:var(--sh-sm);flex-shrink:0}
.logo small{display:block;font-family:'Manrope';font-size:.6rem;font-weight:800;letter-spacing:.28em;text-transform:uppercase;color:var(--brass-dark)}
.nav-links{display:flex;align-items:center;gap:6px}
.nav-links a{padding:10px 15px;border-radius:999px;font-weight:600;font-size:.93rem;color:var(--ink-70);transition:.3s;position:relative}
.nav-links a:hover{color:var(--ink);background:rgba(196,168,130,.14)}
.nav-links a.active{color:var(--ink)}
.nav-links a.active::after{content:"";position:absolute;left:50%;bottom:2px;width:5px;height:5px;border-radius:50%;background:var(--brass);transform:translateX(-50%)}
.nav-cta{padding:13px 24px;font-size:.9rem}
.burger{display:none;width:48px;height:48px;border-radius:14px;border:1.5px solid var(--line);background:rgba(255,255,255,.5);place-items:center;font-size:1.1rem}
.mobile-menu{position:fixed;inset:0;z-index:99;background:rgba(250,249,246,.92);backdrop-filter:blur(24px);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;opacity:0;pointer-events:none;transition:.4s var(--ease)}
.mobile-menu.open{opacity:1;pointer-events:auto}
.mobile-menu a{font-family:'Fraunces',serif;font-size:1.9rem;padding:10px;transition:.3s}
.mobile-menu a:hover{color:var(--brass-deep)}

/* ================= HERO ================= */
.hero{min-height:100svh;display:flex;align-items:center;padding:150px 0 90px;position:relative;overflow:hidden;background:
  radial-gradient(1200px 600px at 85% -10%,rgba(232,224,208,.8),transparent 60%),
  radial-gradient(900px 500px at -10% 90%,rgba(196,168,130,.18),transparent 60%),var(--cream)}
.hero::before{content:"";position:absolute;inset:0;background:var(--grad-aurora);opacity:.55;animation:aurora 14s ease-in-out infinite alternate}
@keyframes aurora{to{filter:hue-rotate(-12deg);transform:scale(1.08)}}
.hero .wrap{display:grid;grid-template-columns:1.04fr .96fr;gap:60px;align-items:center;position:relative;z-index:2}
.hero-pill{display:inline-flex;align-items:center;gap:10px;padding:10px 20px;border-radius:999px;font-size:.85rem;font-weight:700;margin-bottom:26px;box-shadow:var(--sh-sm)}
.hero-pill .dot{width:8px;height:8px;border-radius:50%;background:var(--brass);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(196,168,130,.6)}50%{box-shadow:0 0 0 7px rgba(196,168,130,0)}}
.hero h1{margin-bottom:22px}
.hero p.sub{font-size:1.12rem;color:var(--ink-70);max-width:540px;margin-bottom:34px}
.hero-ctas{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:40px}
.hero-trust{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.avatars{display:flex}
.avatars img{width:44px;height:44px;border-radius:50%;border:3px solid var(--cream);object-fit:cover;margin-left:-12px}
.avatars img:first-child{margin-left:0}
.trust-txt b{display:block;font-size:.95rem}
.trust-txt span{font-size:.83rem;color:var(--ink-50)}
.trust-txt .stars{color:var(--brass-deep);font-size:.75rem;letter-spacing:2px}

/* hero collage */
.hero-visual{position:relative;height:600px}
.hv-main{position:absolute;inset:0 0 60px 40px;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh)}
.hv-main img{width:100%;height:100%;object-fit:cover;transition:transform 8s var(--ease)}
.hv-main:hover img{transform:scale(1.06)}
.hv-caption{position:absolute;left:-24px;bottom:28px;padding:16px 22px;display:flex;gap:14px;align-items:center;border-radius:20px;box-shadow:var(--sh-sm);animation:float 6s ease-in-out infinite}
.hv-caption i{width:42px;height:42px;border-radius:12px;background:var(--grad-soft);display:grid;place-items:center;font-size:1rem}
.hv-caption b{font-size:.92rem;display:block}
.hv-caption span{font-size:.78rem;color:var(--ink-50)}
.hv-float{position:absolute;top:24px;right:-16px;width:220px;border-radius:24px;overflow:hidden;box-shadow:var(--sh);animation:float 7s ease-in-out .8s infinite;border:5px solid rgba(255,255,255,.7)}
.hv-badge{position:absolute;top:120px;left:-30px;padding:14px 20px;border-radius:18px;display:flex;gap:12px;align-items:center;box-shadow:var(--sh-sm);animation:float 8s ease-in-out 1.4s infinite}
.hv-badge i{color:var(--brass-deep);font-size:1.25rem}
.hv-badge b{display:block;font-size:.88rem}.hv-badge span{font-size:.75rem;color:var(--ink-50)}
.hv-ring{position:absolute;right:60px;bottom:-10px;width:110px;height:110px;border-radius:50%;border:2px dashed var(--brass);opacity:.6;animation:spin 26s linear infinite}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
@keyframes spin{to{transform:rotate(360deg)}}
.hv-dots{position:absolute;bottom:0;left:-10px;width:130px;height:130px;opacity:.35;
  background-image:radial-gradient(var(--brass) 1.6px,transparent 1.6px);background-size:16px 16px}

/* ================= MARQUEE ================= */
.marquee{background:var(--ink);color:var(--cream);padding:22px 0;overflow:hidden;position:relative}
.mq-track{display:flex;gap:56px;width:max-content;animation:mq 30s linear infinite}
.marquee:hover .mq-track{animation-play-state:paused}
@keyframes mq{to{transform:translateX(-50%)}}
.mq-item{display:flex;align-items:center;gap:56px;font-family:'Fraunces',serif;font-size:1.2rem;font-style:italic;white-space:nowrap;color:rgba(250,249,246,.9)}
.mq-item i{color:var(--brass);font-size:.75rem}

/* ================= ABOUT ================= */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(48px,6vw,90px);align-items:center}
.about-visual{position:relative}
.about-main{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh);position:relative}
.about-main img{width:100%;height:520px;object-fit:cover;transition:transform 7s var(--ease)}
.about-main:hover img{transform:scale(1.05)}
.about-frame{position:absolute;inset:-18px 18px 18px -18px;border:2px solid var(--brass);border-radius:var(--r-lg);z-index:-1;opacity:.5}
.about-float{position:absolute;right:-20px;bottom:40px;width:200px;border-radius:22px;overflow:hidden;border:6px solid var(--cream);box-shadow:var(--sh);animation:float 7s ease-in-out infinite}
.exp-badge{position:absolute;top:30px;left:-22px;background:var(--ink);color:var(--cream);padding:18px 24px;border-radius:20px;text-align:center;box-shadow:var(--sh);animation:float 8s ease-in-out 1s infinite}
.exp-badge b{font-family:'Fraunces',serif;font-size:2rem;color:var(--brass);display:block;line-height:1}
.exp-badge span{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase}
.about-checks{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:30px 0 36px}
.about-checks li{display:flex;gap:12px;align-items:center;font-weight:600;font-size:.95rem}
.about-checks i{width:26px;height:26px;border-radius:50%;background:rgba(196,168,130,.2);color:var(--brass-dark);display:grid;place-items:center;font-size:.7rem;flex-shrink:0}
.counters{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:70px}
.counter{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 20px;text-align:center;transition:.4s var(--ease);box-shadow:var(--sh-sm)}
.counter:hover{transform:translateY(-8px);border-color:var(--brass)}
.counter b{font-family:'Fraunces',serif;font-size:clamp(1.9rem,3vw,2.6rem);color:var(--ink);display:block;line-height:1.1}
.counter b span{color:var(--brass-deep)}
.counter p{font-size:.83rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-50);margin-top:8px}

/* ================= VMV ================= */
#vision{background:var(--sand)}
.vmv{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;align-items:start}
.vmv-card{padding:42px 36px;border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);transition:.45s var(--ease);position:relative;overflow:hidden}
.vmv-card:nth-child(2){transform:translateY(46px)}
.vmv-card::after{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--grad-soft);transform:scaleX(0);transform-origin:left;transition:.5s var(--ease)}
.vmv-card:hover{transform:translateY(-8px);box-shadow:var(--sh)}
.vmv-card:nth-child(2):hover{transform:translateY(38px)}
.vmv-card:hover::after{transform:scaleX(1)}
.vmv-num{font-family:'Fraunces',serif;font-style:italic;font-size:3.2rem;color:rgba(196,168,130,.4);line-height:1;margin-bottom:14px}
.vmv-card h3{margin-bottom:12px}
.vmv-card p{color:var(--ink-70);font-size:.97rem}
.vmv-icon{position:absolute;right:26px;top:32px;width:52px;height:52px;border-radius:16px;background:rgba(196,168,130,.16);display:grid;place-items:center;color:var(--brass-dark);font-size:1.2rem}

/* ================= FEATURES BENTO ================= */
.bento{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.b-img{grid-column:span 2;grid-row:span 2;border-radius:var(--r-lg);overflow:hidden;position:relative;min-height:420px;box-shadow:var(--sh)}
.b-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 7s var(--ease)}
.b-img:hover img{transform:scale(1.06)}
.b-img-overlay{position:absolute;inset:auto 0 0 0;padding:30px;background:linear-gradient(transparent,rgba(28,28,28,.85));color:var(--cream)}
.b-img-overlay h3{color:#fff;font-size:1.6rem;margin-bottom:6px}
.b-tile{border-radius:var(--r);background:#fff;border:1px solid var(--line);padding:32px 28px;transition:.4s var(--ease)}
.b-tile:hover{transform:translateY(-6px);box-shadow:var(--sh-sm);border-color:var(--brass)}
.b-wide{grid-column:span 2}
.b-tile .b-ico{width:54px;height:54px;border-radius:16px;background:var(--grad-soft);display:grid;place-items:center;font-size:1.25rem;margin-bottom:18px;transition:.4s var(--ease)}
.b-tile:hover .b-ico{transform:rotate(-8deg) scale(1.08)}
.b-tile h3{font-size:1.2rem;margin-bottom:8px}
.b-tile p{font-size:.93rem;color:var(--ink-70)}
.b-stat{font-family:'Fraunces',serif;font-size:2.2rem;color:var(--brass-deep);line-height:1}

/* ================= PROCESS ================= */
#process{background:var(--sand)}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:22px;position:relative}
.steps::before{content:"";position:absolute;top:37px;left:8%;right:8%;height:2px;background:repeating-linear-gradient(90deg,var(--brass) 0 8px,transparent 8px 16px);opacity:.5}
.step{text-align:center;position:relative;padding:0 6px}
.step-dot{width:74px;height:74px;margin:0 auto 22px;border-radius:24px;background:#fff;border:1.5px solid var(--line);display:grid;place-items:center;font-family:'Fraunces',serif;font-size:1.5rem;font-style:italic;color:var(--brass-dark);transition:.45s var(--ease);box-shadow:var(--sh-sm);position:relative;z-index:1}
.step:hover .step-dot{background:var(--ink);color:var(--brass);transform:translateY(-8px) rotate(-5deg);border-color:var(--ink)}
.step h3{font-size:1.12rem;margin-bottom:8px}
.step p{font-size:.88rem;color:var(--ink-70)}

/* ================= SERVICES ================= */
.services-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.svc{border-radius:var(--r-lg);background:#fff;border:1px solid var(--line);padding:38px 32px;transition:.45s var(--ease);position:relative;overflow:hidden;display:flex;flex-direction:column}
.svc::before{content:"";position:absolute;inset:0;background:linear-gradient(160deg,rgba(232,224,208,.5),rgba(196,168,130,.12));opacity:0;transition:.5s}
.svc:hover{transform:translateY(-8px);box-shadow:var(--sh);border-color:rgba(196,168,130,.6)}
.svc:hover::before{opacity:1}
.svc>*{position:relative}
.svc-emoji{width:64px;height:64px;border-radius:20px;background:rgba(196,168,130,.16);display:grid;place-items:center;font-size:1.7rem;margin-bottom:20px;transition:.45s var(--ease)}
.svc:hover .svc-emoji{transform:rotate(-8deg) scale(1.1);background:var(--grad-soft)}
.svc h3{margin-bottom:10px;font-size:1.32rem}
.svc p{color:var(--ink-70);font-size:.94rem;margin-bottom:20px;flex-grow:1}
.svc-foot{display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--line);padding-top:18px}
.svc-price{font-size:.82rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-50)}
.svc-price b{font-family:'Fraunces',serif;font-size:1.15rem;color:var(--brass-deep);display:block;text-transform:none;letter-spacing:0}
.svc-link{width:44px;height:44px;border-radius:50%;border:1.5px solid var(--line);display:grid;place-items:center;transition:.35s var(--ease)}
.svc:hover .svc-link{background:var(--ink);color:var(--brass);border-color:var(--ink);transform:rotate(-40deg)}
.svc-tag{position:absolute;top:26px;right:26px;background:var(--ink);color:var(--brass);font-size:.68rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;padding:7px 14px;border-radius:999px}
.svc-cta-tile{border-radius:var(--r-lg);background:var(--ink);color:var(--cream);padding:38px 32px;display:flex;flex-direction:column;justify-content:center;gap:16px;transition:.45s var(--ease);position:relative;overflow:hidden}
.svc-cta-tile::after{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(196,168,130,.35),transparent 70%);top:-80px;right:-80px}
.svc-cta-tile:hover{transform:translateY(-8px)}
.svc-cta-tile h3{color:var(--brass)}
.svc-cta-tile p{font-size:.93rem;color:rgba(250,249,246,.75);position:relative}

/* ================= PRICING ================= */
#pricing{background:var(--sand)}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;align-items:stretch}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:44px 36px;transition:.45s var(--ease);display:flex;flex-direction:column;position:relative}
.plan:hover{transform:translateY(-8px);box-shadow:var(--sh)}
.plan.featured{background:var(--ink);color:var(--cream);border:none;transform:scale(1.04);box-shadow:var(--sh);z-index:2}
.plan.featured:hover{transform:scale(1.04) translateY(-8px)}
.plan-tag{position:absolute;top:-16px;left:50%;transform:translateX(-50%);background:var(--grad-soft);color:var(--ink);font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;padding:9px 22px;border-radius:999px;box-shadow:var(--sh-sm)}
.plan h3{font-size:1.45rem;margin-bottom:6px}
.plan .plan-for{font-size:.88rem;color:var(--ink-50);margin-bottom:24px}
.plan.featured .plan-for{color:rgba(250,249,246,.6)}
.plan-price{font-family:'Fraunces',serif;font-size:2.7rem;line-height:1;margin-bottom:4px}
.plan-price small{font-family:'Manrope';font-size:.85rem;font-weight:600;color:var(--ink-50)}
.plan.featured .plan-price small{color:rgba(250,249,246,.6)}
.plan-price-sub{font-size:.82rem;color:var(--brass-deep);font-weight:700;margin-bottom:26px}
.plan ul{flex-grow:1;margin-bottom:30px}
.plan li{display:flex;gap:12px;padding:9px 0;font-size:.93rem;border-bottom:1px dashed var(--line);align-items:flex-start}
.plan.featured li{border-color:rgba(250,249,246,.14)}
.plan li i{color:var(--brass-deep);margin-top:4px;font-size:.8rem}
.plan .btn{width:100%}

/* ================= LOAN ================= */
#loan{background:var(--ink);color:var(--cream);overflow:hidden;position:relative}
#loan::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 80% 20%,rgba(196,168,130,.14),transparent 70%),radial-gradient(500px 400px at 10% 90%,rgba(196,168,130,.08),transparent 70%)}
#loan .eyebrow{color:var(--brass)}
#loan .lead{color:rgba(250,249,246,.7)}
.loan-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(44px,6vw,80px);align-items:center;position:relative}
.loan-visual{position:relative}
.loan-visual .main{border-radius:var(--r-lg);overflow:hidden;box-shadow:0 30px 80px -20px rgba(0,0,0,.6)}
.loan-visual img{width:100%;height:480px;object-fit:cover}
.loan-glass{position:absolute;bottom:30px;left:-24px;right:60px;padding:22px 26px;border-radius:22px;background:rgba(250,249,246,.1);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);border:1px solid rgba(250,249,246,.2);animation:float 7s ease-in-out infinite}
.loan-glass b{display:block;font-family:'Fraunces',serif;font-size:1.35rem;color:var(--brass)}
.loan-glass span{font-size:.85rem;color:rgba(250,249,246,.75)}
.loan-block{margin-top:34px}
.loan-block h3{color:var(--brass);font-size:1.25rem;margin-bottom:16px;display:flex;align-items:center;gap:12px}
.loan-block li{display:flex;gap:14px;padding:8px 0;color:rgba(250,249,246,.82);font-size:.96rem;align-items:flex-start}
.loan-block li i{color:var(--brass);margin-top:5px;font-size:.85rem}

/* ================= BOOKING ================= */
.booking-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,5vw,70px);align-items:start}
.book-side .s-head{margin-bottom:34px}
.perk{display:flex;gap:18px;padding:20px 0;border-bottom:1px solid var(--line);align-items:flex-start}
.perk:last-child{border:none}
.perk i{width:50px;height:50px;border-radius:16px;background:rgba(196,168,130,.16);color:var(--brass-dark);display:grid;place-items:center;font-size:1.15rem;flex-shrink:0}
.perk b{display:block;font-size:1rem}
.perk span{font-size:.88rem;color:var(--ink-70)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(30px,4vw,48px);box-shadow:var(--sh);position:relative;overflow:hidden}
.form-card::before{content:"";position:absolute;top:0;left:0;right:0;height:5px;background:var(--grad-soft)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:.8rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-70)}
.field input,.field select,.field textarea{padding:15px 18px;border-radius:16px;border:1.5px solid var(--line);background:var(--cream);font-family:inherit;font-size:.95rem;transition:.3s;color:var(--ink);width:100%}
.field textarea{resize:vertical;min-height:110px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brass);background:#fff;box-shadow:0 0 0 4px rgba(196,168,130,.18)}
.hp{position:absolute;left:-9999px;opacity:0}
.notice{display:none;background:rgba(196,168,130,.18);border:1px solid var(--brass);border-radius:16px;padding:15px 20px;font-size:.92rem;font-weight:600;margin-bottom:20px}
.notice.show{display:flex;gap:12px;align-items:center}
.notice i{color:var(--brass-dark)}

/* ================= REVIEWS ================= */
#review{background:var(--sand);overflow:hidden}
.t-head{display:flex;justify-content:space-between;align-items:flex-end;gap:30px;margin-bottom:50px;flex-wrap:wrap}
.t-nav{display:flex;gap:12px}
.t-btn{width:56px;height:56px;border-radius:50%;border:1.5px solid var(--line);background:#fff;display:grid;place-items:center;font-size:1rem;transition:.35s var(--ease)}
.t-btn:hover{background:var(--ink);color:var(--brass);border-color:var(--ink);transform:translateY(-3px)}
.t-track{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;padding:10px 4px 26px;scrollbar-width:none;cursor:grab}
.t-track::-webkit-scrollbar{display:none}
.t-track.dragging{cursor:grabbing;scroll-snap-type:none}
.t-card{flex:0 0 min(400px,86vw);scroll-snap-align:start;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:38px 34px;transition:.4s var(--ease);position:relative}
.t-card:hover{transform:translateY(-6px);box-shadow:var(--sh)}
.t-quote{position:absolute;top:24px;right:30px;font-family:'Fraunces',serif;font-size:4.5rem;line-height:1;color:rgba(196,168,130,.3)}
.t-stars{color:var(--brass-deep);font-size:.85rem;letter-spacing:3px;margin-bottom:18px}
.t-card p{font-size:.97rem;color:var(--ink-70);margin-bottom:26px;position:relative;z-index:1}
.t-who{display:flex;gap:14px;align-items:center;border-top:1px solid var(--line);padding-top:20px}
.t-who img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:2px solid var(--beige)}
.t-who b{display:block;font-size:.96rem}
.t-who span{font-size:.8rem;color:var(--ink-50)}
.t-proj{margin-left:auto;background:rgba(196,168,130,.18);color:var(--brass-dark);font-size:.7rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:7px 13px;border-radius:999px;white-space:nowrap}
.t-dots{display:flex;gap:9px;justify-content:center;margin-top:8px}
.t-dot{width:9px;height:9px;border-radius:50%;background:var(--ink-30);transition:.3s;border:none}
.t-dot.on{background:var(--brass-deep);transform:scale(1.35)}

/* ================= FAQ ================= */
.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(40px,6vw,90px);align-items:start}
.faq-side{position:sticky;top:120px}
.faq-side .btn{margin-top:28px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:20px;margin-bottom:14px;overflow:hidden;transition:.35s var(--ease)}
.faq-item.open{border-color:var(--brass);box-shadow:var(--sh-sm)}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:18px;padding:24px 26px;text-align:left;font-family:'Fraunces',serif;font-size:1.1rem;font-weight:500}
.faq-q .fx{width:36px;height:36px;border-radius:50%;background:rgba(196,168,130,.16);color:var(--brass-dark);display:grid;place-items:center;flex-shrink:0;transition:.4s var(--ease);font-size:.85rem}
.faq-item.open .fx{background:var(--ink);color:var(--brass);transform:rotate(45deg)}
.faq-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .45s var(--ease)}
.faq-item.open .faq-a{grid-template-rows:1fr}
.faq-a>div{overflow:hidden}
.faq-a p{padding:0 26px 24px;color:var(--ink-70);font-size:.95rem}

/* ================= CONTACT ================= */
#contact{background:var(--sand)}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,5vw,70px);align-items:start}
.c-card{display:flex;gap:20px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 28px;margin-bottom:16px;transition:.4s var(--ease)}
.c-card:hover{transform:translateX(8px);border-color:var(--brass);box-shadow:var(--sh-sm)}
.c-card i{width:56px;height:56px;border-radius:18px;background:var(--grad-soft);display:grid;place-items:center;font-size:1.25rem;flex-shrink:0}
.c-card h3{font-size:1.1rem;margin-bottom:3px}
.c-card p{font-size:.94rem;color:var(--ink-70)}
.c-card p a:hover{color:var(--brass-deep)}
.c-hours{background:var(--ink);color:var(--cream);border-radius:var(--r);padding:28px 30px;margin-top:22px}
.c-hours h3{color:var(--brass);font-size:1.1rem;margin-bottom:10px}
.c-hours p{font-size:.9rem;color:rgba(250,249,246,.75)}

/* ================= FOOTER ================= */
footer{background:var(--ink);color:rgba(250,249,246,.72);padding:90px 0 0;position:relative;overflow:hidden}
footer::before{content:"";position:absolute;top:-200px;right:-150px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(196,168,130,.12),transparent 70%)}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.4fr;gap:48px;position:relative}
.f-grid h3{color:var(--cream);font-size:1.05rem;margin-bottom:22px;font-family:'Manrope';font-weight:800;letter-spacing:.1em;text-transform:uppercase;font-size:.82rem}
.f-about p{font-size:.92rem;margin:18px 0 22px;max-width:320px}
.f-social{display:flex;gap:12px}
.f-social a{width:44px;height:44px;border-radius:14px;border:1px solid rgba(250,249,246,.18);display:grid;place-items:center;transition:.35s var(--ease);color:var(--cream)}
.f-social a:hover{background:var(--brass);color:var(--ink);border-color:var(--brass);transform:translateY(-4px)}
.f-links li{margin-bottom:12px}
.f-links a{font-size:.93rem;transition:.3s;display:inline-flex;gap:10px;align-items:center}
.f-links a i{font-size:.6rem;color:var(--brass);transition:.3s}
.f-links a:hover{color:var(--brass);padding-left:5px}
.f-news p{font-size:.92rem;margin-bottom:18px}
.f-form{display:flex;background:rgba(250,249,246,.08);border:1px solid rgba(250,249,246,.18);border-radius:999px;padding:6px;transition:.3s}
.f-form:focus-within{border-color:var(--brass)}
.f-form input{flex:1;background:none;border:none;outline:none;color:var(--cream);padding:10px 18px;font-family:inherit;font-size:.92rem;min-width:0}
.f-form input::placeholder{color:rgba(250,249,246,.4)}
.f-form button{background:var(--grad-soft);color:var(--ink);border-radius:999px;padding:12px 22px;font-weight:800;font-size:.88rem;transition:.3s}
.f-form button:hover{filter:brightness(1.08)}
.f-unsub{display:inline-flex;gap:8px;align-items:center;font-size:.8rem;margin-top:14px;color:rgba(250,249,246,.5)}
.f-unsub:hover{color:var(--brass)}
.f-bottom{border-top:1px solid rgba(250,249,246,.12);margin-top:70px;padding:28px 0;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;position:relative;font-size:.85rem}
.f-legal{display:flex;gap:26px}
.f-legal a:hover{color:var(--brass)}

/* back to top + mobile bar */
.to-top{position:fixed;right:24px;bottom:24px;width:52px;height:52px;border-radius:50%;background:var(--ink);color:var(--brass);display:grid;place-items:center;z-index:90;opacity:0;pointer-events:none;transition:.4s var(--ease);box-shadow:var(--sh)}
.to-top.show{opacity:1;pointer-events:auto}
.to-top:hover{transform:translateY(-5px)}
.mobile-bar{position:fixed;left:14px;right:14px;bottom:14px;z-index:90;display:none;justify-content:space-between;gap:10px;padding:10px;border-radius:999px;background:rgba(28,28,28,.85);backdrop-filter:blur(16px);border:1px solid rgba(196,168,130,.3);transform:translateY(120%);transition:.45s var(--ease)}
.mobile-bar.show{transform:none}
.mobile-bar a{flex:1;text-align:center;padding:13px;border-radius:999px;font-weight:800;font-size:.9rem}
.mobile-bar a:first-child{background:var(--grad-soft);color:var(--ink)}
.mobile-bar a:last-child{border:1px solid rgba(250,249,246,.25);color:var(--cream)}

/* ================= RESPONSIVE ================= */
@media(max-width:1080px){
  .nav-links{display:none}.burger{display:grid}
  .hero .wrap,.about-grid,.loan-grid,.booking-grid,.contact-grid,.faq-grid{grid-template-columns:1fr}
  .hero-visual{height:520px;max-width:620px}
  .faq-side{position:static}
  .bento{grid-template-columns:repeat(2,1fr)}
  .b-img{grid-column:span 2;min-height:320px}
  .steps{grid-template-columns:repeat(2,1fr);gap:34px}.steps::before{display:none}
  .f-grid{grid-template-columns:1fr 1fr}
  .counters{grid-template-columns:repeat(2,1fr)}
  .vmv{grid-template-columns:1fr;max-width:560px;margin:auto}.vmv-card:nth-child(2){transform:none}
  .vmv-card:nth-child(2):hover{transform:translateY(-8px)}
}
@media(max-width:720px){
  body{font-size:15.5px}
  .services-grid,.plans{grid-template-columns:1fr}
  .plan.featured{transform:none}.plan.featured:hover{transform:translateY(-8px)}
  .form-grid{grid-template-columns:1fr}
  .bento{grid-template-columns:1fr}.b-img,.b-wide{grid-column:span 1}
  .steps{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr;gap:36px}
  .hero{padding-top:120px}.hero-visual{height:440px}
  .about-checks{grid-template-columns:1fr}
  .mobile-bar{display:flex}
  .to-top{bottom:88px}
  .about-main img{height:380px}.loan-visual img{height:340px}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition-duration:.01s!important}
  html{scroll-behavior:auto}
}